Retirement Planning:
If this is your concept of planning for retirement then you need help!

Sally Spend IT

Sally and Sam Spend It would save and spend...save and spend. They never set up a savings plan of their own.


Devoted Dora

Dora stayed home and took care of her husband David and their children. Dave developed Alzheimer's and had to go to a nursing home.  His need for Long Term Care took all of their savings.   When he died, she had to go to work at minimum wage because she had no business skills.

Clinging Ivy

Clinging Ivy is one who says, "I don't worry about things like money. Ivan takes care of those things for me." Well when Ivan died the secret went with him. Ivy doesn't know what they have or where it is located!

Later Linda

They had two children to raise.  Linda would ask Larry from time to time when they were going to purchase life insurance for their protection and he would reply, "Later Linda."  He was killed in an automobile accident and Linda was left with two children, a large credit card debt and no way to  support the  children or pay off their debts.